Underwriting Case Consultation

The principals have extensive experience in individual case underwriting for life, income disability, medical expense and long-term care insurance products. Over the years they have worked as medical directors for life insurance companies, they have developed extensive knowledge of the morbidity and mortality risks presented by many and varied medical conditions.

In their capacity as the primary developers of two of the most widely respected underwriting manuals used in the life insurance industry, they have personally researched and developed guidance for the vast majority of the medical impairments encountered in underwriting.

They also thoroughly understand the business of life insurance underwriting, including the key marketing and pricing issues and especially the need for speed and accuracy in the decisions that are made.

Having IMRC as your underwriting consultants means that you will receive medically and actuarially sound opinions that are tempered by an understanding of your business needs.